6 Surprising Things Your Homeowners Insurance Actually Covers

When buying a house these days, homeowners insurance is typically mandatory-even if you don't think you'll ever need it. However, the hefty monthly sum you pay for coverage may be more useful than you realize. "It is important to remember that a homeowners insurance policy provides important coverages beyond just the structure of the house," says Michal Brower, spokesperson for State Farm Insurance. So, to find out what those additional coverages are, we decided to speak with two insurance exper...